2013 DJF to HRK Historical Review

YEARLY HIGH

0.0335 HRK

YEARLY LOW

0.0310 HRK

YEARLY AVERAGE

0.0321 HRK

2013 DJF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the DJF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 27, valuing the pair at 0.0335. Conversely, the yearly low was recorded on December 11, dropping to 0.0310.

This high-to-low spread represents a total annual volatility of 0.0024 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0321 to the December average rate of 0.0313, the exchange rate registered a net change of -2.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0335 was down 4.12% compared to the 2012 peak of 0.0349, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 167 HRK

2012 Average 164 HRK

Yearly Trough Low 155 HRK

Transaction Impact: A difference of 12.21 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0332

0.0311

JanuMarcMayJulySeptNove

DJF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0325, compared to 0.0318 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0325

H2 Avg (Jul–Dec) 0.0318

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0015 HRK (High: 0.0327 / Low: 0.0313). On the other end, August was the most stable month, with a tight range of 0.0006 HRK (High: 0.0323 / Low: 0.0317).

February Spread (Volatile) ±0.0015

August Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0008 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 0.0330) against the same month in 2012 (average: 0.0320), the exchange rate shifted by +0.0011 (+3.31%).

2013 Avg (March) 0.0330

2012 Avg (March) 0.0320

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0326	0.0316	0.0321
February	0.0327	0.0313	0.0320
March	0.0335	0.0327	0.0330
April	0.0334	0.0327	0.0330
May	0.0332	0.0325	0.0329
June	0.0328	0.0315	0.0320
July	0.0330	0.0317	0.0323
August	0.0323	0.0317	0.0319
September	0.0325	0.0316	0.0320
October	0.0319	0.0311	0.0315
November	0.0321	0.0315	0.0319
December	0.0317	0.0310	0.0313