2026 DJF to HRK Historical Review

YEARLY HIGH

0.0373 HRK

YEARLY LOW

0.0352 HRK

YEARLY AVERAGE

0.0365 HRK

2026 DJF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the DJF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 0.0373. Conversely, the yearly low was recorded on January 27, dropping to 0.0352.

This high-to-low spread represents a total annual volatility of 0.0021 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0361 to the December average rate of 0.0368, the exchange rate registered a net change of 1.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0373 was down 9.76% compared to the 2025 peak of 0.0414, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 187 HRK

2025 Average 188 HRK

Yearly Trough Low 176 HRK

Transaction Impact: A difference of 10.42 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0372

0.0357

JanuMarcMayJuly

DJF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0363, compared to 0.0369 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0363

H2 Avg (Jul–Dec) 0.0369

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0014 HRK (High: 0.0366 / Low: 0.0352). On the other end, August was the most stable month, with a tight range of 0.0001 HRK (High: 0.0368 / Low: 0.0367).

January Spread (Volatile) ±0.0014

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.0368) against the same month in 2025 (average: 0.0367), the exchange rate shifted by +0.0001 (+0.14%).

2026 Avg (June) 0.0368

2025 Avg (June) 0.0367

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0366	0.0352	0.0361
February	0.0360	0.0354	0.0358
March	0.0372	0.0360	0.0367
April	0.0368	0.0359	0.0362
May	0.0364	0.0361	0.0363
June	0.0373	0.0364	0.0368
July	0.0372	0.0369	0.0371
August	0.0368	0.0367	0.0368