2020 DJF to INR Historical Review

YEARLY HIGH

0.4323 INR

YEARLY LOW

0.3972 INR

YEARLY AVERAGE

0.4164 INR

2020 DJF to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 0.4323. Conversely, the yearly low was recorded on January 15, dropping to 0.3972.

This high-to-low spread represents a total annual volatility of 0.0351 INR. From a start-to-finish perspective, comparing the January average rate of 0.4003 to the December average rate of 0.4138, the exchange rate registered a net change of 3.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4323 was down 10.16% compared to the 2019 peak of 0.4812, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 2,161 INR

2019 Average 1,979 INR

Yearly Trough Low 1,986 INR

Transaction Impact: A difference of 175.40 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4310

0.3976

JanuMarcMayJulySeptNove

DJF to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4167, compared to 0.4161 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.4167

H2 Avg (Jul–Dec) 0.4161

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0247 INR (High: 0.4302 / Low: 0.4055). On the other end, May was the most stable month, with a tight range of 0.0047 INR (High: 0.4281 / Low: 0.4234).

March Spread (Volatile) ±0.0247

May Spread (Stable) ±0.0047

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0060 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.4282) against the same month in 2019 (average: 0.3900), the exchange rate shifted by +0.0382 (+9.80%).

2020 Avg (April) 0.4282

2019 Avg (April) 0.3900

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4043	0.3972	0.4003
February	0.4055	0.3994	0.4021
March	0.4302	0.4055	0.4187
April	0.4323	0.4227	0.4282
May	0.4281	0.4234	0.4253
June	0.4292	0.4217	0.4256
July	0.4236	0.4187	0.4208
August	0.4224	0.4107	0.4190
September	0.4154	0.4105	0.4130
October	0.4191	0.4099	0.4132
November	0.4207	0.4145	0.4169
December	0.4163	0.4105	0.4138