2021 DJF to INR Historical Review

YEARLY HIGH

0.4281 INR

YEARLY LOW

0.4063 INR

YEARLY AVERAGE

0.4152 INR

2021 DJF to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the DJF to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 0.4281. Conversely, the yearly low was recorded on March 21, dropping to 0.4063.

This high-to-low spread represents a total annual volatility of 0.0217 INR. From a start-to-finish perspective, comparing the January average rate of 0.4103 to the December average rate of 0.4235, the exchange rate registered a net change of 3.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4281 was down 0.97% compared to the 2020 peak of 0.4323, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 2,140 INR

2020 Average 2,082 INR

Yearly Trough Low 2,032 INR

Transaction Impact: A difference of 108.75 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4250

0.4074

JanuMarcMayJulySeptNove

DJF to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4119, compared to 0.4186 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0066 points.

H1 Avg (Jan–Jun) 0.4119

H2 Avg (Jul–Dec) 0.4186

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0123 INR (High: 0.4239 / Low: 0.4116). On the other end, January was the most stable month, with a tight range of 0.0043 INR (High: 0.4128 / Low: 0.4085).

April Spread (Volatile) ±0.0123

January Spread (Stable) ±0.0043

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0073 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0073

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.4235) against the same month in 2020 (average: 0.4138), the exchange rate shifted by +0.0098 (+2.36%).

2021 Avg (December) 0.4235

2020 Avg (December) 0.4138

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4128	0.4085	0.4103
February	0.4141	0.4066	0.4091
March	0.4126	0.4063	0.4089
April	0.4239	0.4116	0.4185
May	0.4149	0.4066	0.4112
June	0.4176	0.4090	0.4135
July	0.4220	0.4170	0.4188
August	0.4184	0.4104	0.4163
September	0.4175	0.4099	0.4134
October	0.4240	0.4165	0.4209
November	0.4216	0.4155	0.4184
December	0.4281	0.4181	0.4235