2019 DJF to MAD Historical Review

YEARLY HIGH

0.0646 MAD

YEARLY LOW

0.0531 MAD

YEARLY AVERAGE

0.0540 MAD

2019 DJF to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the DJF to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 22, valuing the pair at 0.0646. Conversely, the yearly low was recorded on January 9, dropping to 0.0531.

This high-to-low spread represents a total annual volatility of 0.0115 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0539 to the December average rate of 0.0541, the exchange rate registered a net change of 0.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0646 was up 19.63% compared to the 2018 peak of 0.0540, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 323 MAD

2018 Average 264 MAD

Yearly Trough Low 265 MAD

Transaction Impact: A difference of 57.64 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0544

0.0535

JanuMarcMayJulySeptNove

DJF to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0540, compared to 0.0541 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0540

H2 Avg (Jul–Dec) 0.0541

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0115 MAD (High: 0.0646 / Low: 0.0531). On the other end, February was the most stable month, with a tight range of 0.0003 MAD (High: 0.0537 / Low: 0.0534).

January Spread (Volatile) ±0.0115

February Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.0539) against the same month in 2018 (average: 0.0518), the exchange rate shifted by +0.0021 (+4.10%).

2019 Avg (January) 0.0539

2018 Avg (January) 0.0518

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0646	0.0531	0.0539
February	0.0537	0.0534	0.0536
March	0.0543	0.0537	0.0540
April	0.0544	0.0539	0.0541
May	0.0547	0.0541	0.0543
June	0.0546	0.0534	0.0540
July	0.0542	0.0537	0.0539
August	0.0542	0.0533	0.0538
September	0.0548	0.0538	0.0544
October	0.0546	0.0539	0.0542
November	0.0544	0.0540	0.0542
December	0.0542	0.0537	0.0541