2022 DJF to MAD Historical Review

YEARLY HIGH

0.0623 MAD

YEARLY LOW

0.0517 MAD

YEARLY AVERAGE

0.0570 MAD

2022 DJF to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the DJF to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 0.0623. Conversely, the yearly low was recorded on January 13, dropping to 0.0517.

This high-to-low spread represents a total annual volatility of 0.0106 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0522 to the December average rate of 0.0591, the exchange rate registered a net change of 13.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0623 was up 19.27% compared to the 2021 peak of 0.0522, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 311 MAD

2021 Average 253 MAD

Yearly Trough Low 259 MAD

Transaction Impact: A difference of 52.75 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0626

0.0513

JanuMarcMayJulySeptNove

DJF to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0545, compared to 0.0596 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0051 points.

H1 Avg (Jan–Jun) 0.0545

H2 Avg (Jul–Dec) 0.0596

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0033 MAD (High: 0.0623 / Low: 0.0590). On the other end, December was the most stable month, with a tight range of 0.0007 MAD (High: 0.0595 / Low: 0.0588).

September Spread (Volatile) ±0.0033

December Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0015 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.0603) against the same month in 2021 (average: 0.0504), the exchange rate shifted by +0.0100 (+19.80%).

2022 Avg (September) 0.0603

2021 Avg (September) 0.0504

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0531	0.0517	0.0522
February	0.0536	0.0522	0.0528
March	0.0561	0.0537	0.0547
April	0.0562	0.0545	0.0550
May	0.0569	0.0555	0.0562
June	0.0571	0.0552	0.0560
July	0.0590	0.0563	0.0575
August	0.0594	0.0574	0.0584
September	0.0623	0.0590	0.0603
October	0.0620	0.0609	0.0616
November	0.0620	0.0598	0.0607
December	0.0595	0.0588	0.0591