2020 DJF to NAD Historical Review

YEARLY HIGH

0.1072 NAD

YEARLY LOW

0.0787 NAD

YEARLY AVERAGE

0.0926 NAD

2020 DJF to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 0.1072. Conversely, the yearly low was recorded on January 4, dropping to 0.0787.

This high-to-low spread represents a total annual volatility of 0.0285 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0806 to the December average rate of 0.0836, the exchange rate registered a net change of 3.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1072 was down 48.24% compared to the 2019 peak of 0.2072, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 536 NAD

2019 Average 408 NAD

Yearly Trough Low 394 NAD

Transaction Impact: A difference of 142.70 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1066

0.0783

JanuMarcMayJulySeptNove

DJF to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0934, compared to 0.0917 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.0934

H2 Avg (Jul–Dec) 0.0917

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0147 NAD (High: 0.1008 / Low: 0.0861). On the other end, July was the most stable month, with a tight range of 0.0035 NAD (High: 0.0959 / Low: 0.0924).

March Spread (Volatile) ±0.0147

July Spread (Stable) ±0.0035

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0060 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.1042) against the same month in 2019 (average: 0.0796), the exchange rate shifted by +0.0246 (+30.97%).

2020 Avg (April) 0.1042

2019 Avg (April) 0.0796

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0830	0.0787	0.0806
February	0.0865	0.0830	0.0841
March	0.1008	0.0861	0.0934
April	0.1072	0.1006	0.1042
May	0.1051	0.0977	0.1021
June	0.0982	0.0932	0.0962
July	0.0959	0.0924	0.0941
August	0.0994	0.0930	0.0974
September	0.0975	0.0911	0.0944
October	0.1018	0.0908	0.0934
November	0.0916	0.0857	0.0873
December	0.0862	0.0817	0.0836