2021 DJF to NAD Historical Review

YEARLY HIGH

0.0913 NAD

YEARLY LOW

0.0758 NAD

YEARLY AVERAGE

0.0831 NAD

2021 DJF to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the DJF to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 0.0913. Conversely, the yearly low was recorded on June 6, dropping to 0.0758.

This high-to-low spread represents a total annual volatility of 0.0155 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0847 to the December average rate of 0.0893, the exchange rate registered a net change of 5.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0913 was down 14.84% compared to the 2020 peak of 0.1072, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 457 NAD

2020 Average 463 NAD

Yearly Trough Low 379 NAD

Transaction Impact: A difference of 77.67 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0905

0.0766

JanuMarcMayJulySeptNove

DJF to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0816, compared to 0.0846 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0030 points.

H1 Avg (Jan–Jun) 0.0816

H2 Avg (Jul–Dec) 0.0846

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0106 NAD (High: 0.0913 / Low: 0.0808). On the other end, April was the most stable month, with a tight range of 0.0026 NAD (High: 0.0826 / Low: 0.0800).

November Spread (Volatile) ±0.0106

April Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0028 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0869) against the same month in 2020 (average: 0.0873), the exchange rate shifted by -0.0004 (-0.49%).

2021 Avg (November) 0.0869

2020 Avg (November) 0.0873

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0870	0.0820	0.0847
February	0.0847	0.0816	0.0828
March	0.0874	0.0825	0.0842
April	0.0826	0.0800	0.0813
May	0.0814	0.0773	0.0789
June	0.0805	0.0758	0.0777
July	0.0835	0.0802	0.0817
August	0.0861	0.0804	0.0825
September	0.0850	0.0802	0.0833
October	0.0850	0.0811	0.0836
November	0.0913	0.0808	0.0869
December	0.0911	0.0872	0.0893