2020 DJF to PEN Historical Review

YEARLY HIGH

0.0206 PEN

YEARLY LOW

0.0186 PEN

YEARLY AVERAGE

0.0196 PEN

2020 DJF to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 16, valuing the pair at 0.0206. Conversely, the yearly low was recorded on January 5, dropping to 0.0186.

This high-to-low spread represents a total annual volatility of 0.0020 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0187 to the December average rate of 0.0202, the exchange rate registered a net change of 8.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0206 was down 8.70% compared to the 2019 peak of 0.0225, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 103 PEN

2019 Average 94 PEN

Yearly Trough Low 93 PEN

Transaction Impact: A difference of 10.06 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0204

0.0185

JanuMarcMayJulySeptNove

DJF to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0192, compared to 0.0201 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0192

H2 Avg (Jul–Dec) 0.0201

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0011 PEN (High: 0.0201 / Low: 0.0189). On the other end, December was the most stable month, with a tight range of 0.0002 PEN (High: 0.0203 / Low: 0.0201).

March Spread (Volatile) ±0.0011

December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0005 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.0203) against the same month in 2019 (average: 0.0189), the exchange rate shifted by +0.0013 (+7.09%).

2020 Avg (November) 0.0203

2019 Avg (November) 0.0189

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0190	0.0186	0.0187
February	0.0194	0.0189	0.0190
March	0.0201	0.0189	0.0196
April	0.0194	0.0189	0.0191
May	0.0194	0.0189	0.0192
June	0.0199	0.0191	0.0195
July	0.0199	0.0196	0.0198
August	0.0201	0.0198	0.0200
September	0.0202	0.0198	0.0200
October	0.0204	0.0201	0.0202
November	0.0206	0.0201	0.0203
December	0.0203	0.0201	0.0202