2021 DJF to PEN Historical Review

YEARLY HIGH

0.0232 PEN

YEARLY LOW

0.0202 PEN

YEARLY AVERAGE

0.0218 PEN

2021 DJF to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the DJF to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on October 1, valuing the pair at 0.0232. Conversely, the yearly low was recorded on April 9, dropping to 0.0202.

This high-to-low spread represents a total annual volatility of 0.0031 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0204 to the December average rate of 0.0227, the exchange rate registered a net change of 11.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0232 was up 12.90% compared to the 2020 peak of 0.0206, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 116 PEN

2020 Average 98 PEN

Yearly Trough Low 101 PEN

Transaction Impact: A difference of 15.25 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0233

0.0201

JanuMarcMayJulySeptNove

DJF to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0209, compared to 0.0227 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0209

H2 Avg (Jul–Dec) 0.0227

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0013 PEN (High: 0.0215 / Low: 0.0202). On the other end, February was the most stable month, with a tight range of 0.0001 PEN (High: 0.0205 / Low: 0.0204).

April Spread (Volatile) ±0.0013

February Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0005 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 0.0226) against the same month in 2020 (average: 0.0202), the exchange rate shifted by +0.0024 (+11.79%).

2021 Avg (October) 0.0226

2020 Avg (October) 0.0202

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0205	0.0203	0.0204
February	0.0205	0.0204	0.0205
March	0.0211	0.0205	0.0208
April	0.0215	0.0202	0.0207
May	0.0216	0.0206	0.0212
June	0.0224	0.0215	0.0220
July	0.0224	0.0218	0.0221
August	0.0231	0.0220	0.0229
September	0.0232	0.0230	0.0231
October	0.0232	0.0220	0.0226
November	0.0228	0.0224	0.0226
December	0.0229	0.0223	0.0227