2020 DZD to BAM Historical Review

YEARLY HIGH

0.0150 BAM

YEARLY LOW

0.0121 BAM

YEARLY AVERAGE

0.0136 BAM

2020 DZD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DZD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 21, valuing the pair at 0.0150. Conversely, the yearly low was recorded on December 22, dropping to 0.0121.

This high-to-low spread represents a total annual volatility of 0.0029 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0147 to the December average rate of 0.0122, the exchange rate registered a net change of -16.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0150 was up 0.80% compared to the 2019 peak of 0.0149, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DZD based on timing:

Yearly Peak High 75 BAM

2019 Average 73 BAM

Yearly Trough Low 60 BAM

Transaction Impact: A difference of 14.71 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0151

0.0120

JanuMarcMayJulySeptNove

DZD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0143, compared to 0.0128 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.0143

H2 Avg (Jul–Dec) 0.0128

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0006 BAM (High: 0.0135 / Low: 0.0129). On the other end, January was the most stable month, with a tight range of 0.0002 BAM (High: 0.0148 / Low: 0.0147).

July Spread (Volatile) ±0.0006

January Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0006 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.0149) against the same month in 2019 (average: 0.0145), the exchange rate shifted by +0.0004 (+2.47%).

2020 Avg (February) 0.0149

2019 Avg (February) 0.0145

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0148	0.0147	0.0147
February	0.0150	0.0147	0.0149
March	0.0148	0.0142	0.0146
April	0.0145	0.0140	0.0141
May	0.0141	0.0137	0.0139
June	0.0137	0.0134	0.0135
July	0.0135	0.0129	0.0133
August	0.0130	0.0128	0.0129
September	0.0130	0.0127	0.0129
October	0.0130	0.0128	0.0129
November	0.0130	0.0126	0.0128
December	0.0127	0.0121	0.0122