2021 DZD to BAM Historical Review

YEARLY HIGH

0.0125 BAM

YEARLY LOW

0.0120 BAM

YEARLY AVERAGE

0.0122 BAM

2021 DZD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the DZD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 0.0125. Conversely, the yearly low was recorded on January 6, dropping to 0.0120.

This high-to-low spread represents a total annual volatility of 0.0005 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0121 to the December average rate of 0.0124, the exchange rate registered a net change of 2.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0125 was down 16.55% compared to the 2020 peak of 0.0150, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DZD based on timing:

Yearly Peak High 63 BAM

2020 Average 68 BAM

Yearly Trough Low 60 BAM

Transaction Impact: A difference of 2.69 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0125

0.0120

JanuMarcMayJulySeptNove

DZD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0122, compared to 0.0123 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0122

H2 Avg (Jul–Dec) 0.0123

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0004 BAM (High: 0.0125 / Low: 0.0121). On the other end, December was the most stable month, with a tight range of 0.0001 BAM (High: 0.0125 / Low: 0.0124).

April Spread (Volatile) ±0.0004

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0124) against the same month in 2020 (average: 0.0122), the exchange rate shifted by +0.0002 (+1.74%).

2021 Avg (December) 0.0124

2020 Avg (December) 0.0122

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0122	0.0120	0.0121
February	0.0123	0.0121	0.0122
March	0.0125	0.0122	0.0123
April	0.0125	0.0121	0.0123
May	0.0122	0.0120	0.0121
June	0.0123	0.0120	0.0121
July	0.0123	0.0122	0.0123
August	0.0124	0.0122	0.0123
September	0.0123	0.0121	0.0122
October	0.0123	0.0122	0.0123
November	0.0125	0.0122	0.0124
December	0.0125	0.0124	0.0124