2015 ETB to BAM Historical Review

YEARLY HIGH

0.0913 BAM

YEARLY LOW

0.0799 BAM

YEARLY AVERAGE

0.0852 BAM

2015 ETB to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ETB to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.0913. Conversely, the yearly low was recorded on January 2, dropping to 0.0799.

This high-to-low spread represents a total annual volatility of 0.0114 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0831 to the December average rate of 0.0850, the exchange rate registered a net change of 2.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0913 was up 14.41% compared to the 2014 peak of 0.0798, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ETB based on timing:

Yearly Peak High 457 BAM

2014 Average 375 BAM

Yearly Trough Low 400 BAM

Transaction Impact: A difference of 57.04 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0892

0.0825

JanuMarcMayJulySeptNove

ETB to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0858, compared to 0.0847 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0858

H2 Avg (Jul–Dec) 0.0847

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0066 BAM (High: 0.0865 / Low: 0.0799). On the other end, February was the most stable month, with a tight range of 0.0015 BAM (High: 0.0857 / Low: 0.0842).

January Spread (Volatile) ±0.0066

February Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0032 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.0886) against the same month in 2014 (average: 0.0734), the exchange rate shifted by +0.0153 (+20.82%).

2015 Avg (March) 0.0886

2014 Avg (March) 0.0734

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0865	0.0799	0.0831
February	0.0857	0.0842	0.0848
March	0.0913	0.0859	0.0886
April	0.0903	0.0853	0.0885
May	0.0872	0.0831	0.0853
June	0.0869	0.0833	0.0844
July	0.0871	0.0846	0.0857
August	0.0864	0.0815	0.0844
September	0.0841	0.0822	0.0833
October	0.0849	0.0815	0.0831
November	0.0878	0.0843	0.0866
December	0.0874	0.0841	0.0850