2020 ETB to BAM Historical Review

YEARLY HIGH

0.0567 BAM

YEARLY LOW

0.0405 BAM

YEARLY AVERAGE

0.0494 BAM

2020 ETB to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ETB to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 23, valuing the pair at 0.0567. Conversely, the yearly low was recorded on December 31, dropping to 0.0405.

This high-to-low spread represents a total annual volatility of 0.0163 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0549 to the December average rate of 0.0415, the exchange rate registered a net change of -24.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0567 was down 7.53% compared to the 2019 peak of 0.0614, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ETB based on timing:

Yearly Peak High 284 BAM

2019 Average 299 BAM

Yearly Trough Low 202 BAM

Transaction Impact: A difference of 81.28 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0573

0.0401

JanuMarcMayJulySeptNove

ETB to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0539, compared to 0.0450 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0089 points.

H1 Avg (Jan–Jun) 0.0539

H2 Avg (Jul–Dec) 0.0450

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0034 BAM (High: 0.0502 / Low: 0.0468). On the other end, January was the most stable month, with a tight range of 0.0012 BAM (High: 0.0556 / Low: 0.0544).

July Spread (Volatile) ±0.0034

January Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0026 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.0559) against the same month in 2019 (average: 0.0605), the exchange rate shifted by -0.0047 (-7.70%).

2020 Avg (February) 0.0559

2019 Avg (February) 0.0605

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0556	0.0544	0.0549
February	0.0567	0.0550	0.0559
March	0.0559	0.0529	0.0542
April	0.0554	0.0538	0.0545
May	0.0544	0.0514	0.0532
June	0.0514	0.0497	0.0505
July	0.0502	0.0468	0.0486
August	0.0473	0.0455	0.0463
September	0.0458	0.0445	0.0453
October	0.0454	0.0440	0.0447
November	0.0444	0.0428	0.0436
December	0.0428	0.0405	0.0415