YEARLY HIGH
2424.6286 CDF
YEARLY LOW
1801.9366 CDF
YEARLY AVERAGE
2116.9306 CDF

2020 EUR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the EUR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 2424.6286. Conversely, the yearly low was recorded on December 6, dropping to 1801.9366.

This high-to-low spread represents a total annual volatility of 622.6921 CDF. From a start-to-finish perspective, comparing the January average rate of 1872.7281 to the December average rate of 2379.5784, the exchange rate registered a net change of 27.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2424.6286 was up 27.45% compared to the 2019 peak of 1902.4885, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 12,123,143 CDF
2019 Average 9,254,038 CDF
Yearly Trough Low 9,009,683 CDF
Transaction Impact: A difference of 3,113,460.47 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2432.9853
1792.1023
JanuMarcMayJulySeptNove

EUR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1922.1723, compared to 2311.6890 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 389.5167 points.

H1 Avg (Jan–Jun) 1922.1723
H2 Avg (Jul–Dec) 2311.6890

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 622.6921 CDF (High: 2424.6286 / Low: 1801.9366). On the other end, January was the most stable month, with a tight range of 37.3457 CDF (High: 1895.0571 / Low: 1857.7114).

December Spread (Volatile) ±622.6921
January Spread (Stable) ±37.3457

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 27.2189 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -27.2189

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2379.5784) against the same month in 2019 (average: 1864.8486), the exchange rate shifted by +514.7298 (+27.60%).

2020 Avg (December) 2379.5784
2019 Avg (December) 1864.8486

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1895.0571 1857.7114 1872.7281
February 1871.0592 1824.4306 1845.5092
March 1937.7176 1818.6248 1887.6546
April 1892.5507 1847.5401 1867.3207
May 2027.0421 1878.9313 1952.5935
June 2162.4551 2031.6919 2107.2277
July 2335.2523 2148.9198 2230.0665
August 2346.6221 2290.8664 2322.7926
September 2338.5909 2287.3634 2313.4735
October 2326.9019 2128.0978 2294.8134
November 2358.0560 2284.7695 2329.4095
December 2424.6286 1801.9366 2379.5784