YEARLY HIGH
3428.0415 CDF
YEARLY LOW
2468.5582 CDF
YEARLY AVERAGE
3076.6344 CDF

2025 EUR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the EUR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 6, valuing the pair at 3428.0415. Conversely, the yearly low was recorded on November 15, dropping to 2468.5582.

This high-to-low spread represents a total annual volatility of 959.4833 CDF. From a start-to-finish perspective, comparing the January average rate of 2952.5701 to the December average rate of 2644.6814, the exchange rate registered a net change of -10.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 3428.0415 was up 7.11% compared to the 2024 peak of 3200.6345, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 17,140,208 CDF
2024 Average 15,233,555 CDF
Yearly Trough Low 12,342,791 CDF
Transaction Impact: A difference of 4,797,416.54 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3469.6619
2482.8958
JanuMarcMayJulySeptNove

EUR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3148.7985, compared to 3004.4702 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 144.3283 points.

H1 Avg (Jan–Jun) 3148.7985
H2 Avg (Jul–Dec) 3004.4702

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 579.2611 CDF (High: 3079.8942 / Low: 2500.6331). On the other end, August was the most stable month, with a tight range of 68.6400 CDF (High: 3399.6272 / Low: 3330.9872).

October Spread (Volatile) ±579.2611
August Spread (Stable) ±68.6400

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 603.9603 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -603.9603

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 3387.4314) against the same month in 2024 (average: 3086.8145), the exchange rate shifted by +300.6169 (+9.74%).

2025 Avg (July) 3387.4314
2024 Avg (July) 3086.8145

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2999.6226 2918.2519 2952.5701
February 3016.1268 2923.8355 2982.0575
March 3137.9308 2980.6445 3096.9374
April 3312.5660 3140.1181 3256.8441
May 3305.7476 3197.7411 3268.8362
June 3413.3711 3283.3422 3335.5455
July 3428.0415 3311.9333 3387.4314
August 3399.6272 3330.9872 3372.5308
September 3399.7471 3087.3293 3330.5059
October 3079.8942 2500.6331 2726.5456
November 2649.8462 2468.5582 2565.1263
December 2686.4459 2543.2276 2644.6814