2012 EUR to GHS Historical Review

YEARLY HIGH

2.5176 GHS

YEARLY LOW

2.0972 GHS

YEARLY AVERAGE

2.3782 GHS

2012 EUR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the EUR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 2.5176. Conversely, the yearly low was recorded on January 5, dropping to 2.0972.

This high-to-low spread represents a total annual volatility of 0.4203 GHS. From a start-to-finish perspective, comparing the January average rate of 2.1817 to the December average rate of 2.4877, the exchange rate registered a net change of 14.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.5176 was up 11.09% compared to the 2011 peak of 2.2663, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 12,588 GHS

2011 Average 10,750 GHS

Yearly Trough Low 10,486 GHS

Transaction Impact: A difference of 2,101.67 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.5183

2.1511

JanuMarcMayJulySeptNove

EUR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3187, compared to 2.4377 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1190 points.

H1 Avg (Jan–Jun) 2.3187

H2 Avg (Jul–Dec) 2.4377

Volatility Range Comparison

Volatility

The most volatile month in 2012 was March, with a trading range of 0.1698 GHS (High: 2.3770 / Low: 2.2072). On the other end, August was the most stable month, with a tight range of 0.0452 GHS (High: 2.4348 / Low: 2.3895).

March Spread (Volatile) ±0.1698

August Spread (Stable) ±0.0452

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0269 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0269

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 2.4877) against the same month in 2011 (average: 2.1595), the exchange rate shifted by +0.3282 (+15.20%).

2012 Avg (December) 2.4877

2011 Avg (December) 2.1595

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2604	2.0972	2.1817
February	2.3268	2.2053	2.2400
March	2.3770	2.2072	2.2975
April	2.4559	2.3235	2.3790
May	2.4543	2.3333	2.4105
June	2.4574	2.3305	2.4035
July	2.4494	2.3622	2.3997
August	2.4348	2.3895	2.4118
September	2.5116	2.4263	2.4556
October	2.4766	2.4197	2.4493
November	2.4799	2.3867	2.4223
December	2.5176	2.4440	2.4877