2013 EUR to GHS Historical Review

YEARLY HIGH

3.2728 GHS

YEARLY LOW

2.4642 GHS

YEARLY AVERAGE

2.7458 GHS

2013 EUR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the EUR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 3.2728. Conversely, the yearly low was recorded on January 9, dropping to 2.4642.

This high-to-low spread represents a total annual volatility of 0.8087 GHS. From a start-to-finish perspective, comparing the January average rate of 2.5296 to the December average rate of 3.1859, the exchange rate registered a net change of 25.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.2728 was up 30.00% compared to the 2012 peak of 2.5176, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 16,364 GHS

2012 Average 11,893 GHS

Yearly Trough Low 12,321 GHS

Transaction Impact: A difference of 4,043.37 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.2543

2.4337

JanuMarcMayJulySeptNove

EUR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5580, compared to 2.9337 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3757 points.

H1 Avg (Jan–Jun) 2.5580

H2 Avg (Jul–Dec) 2.9337

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.1907 GHS (High: 3.2728 / Low: 3.0822). On the other end, May was the most stable month, with a tight range of 0.0478 GHS (High: 2.6054 / Low: 2.5576).

December Spread (Volatile) ±0.1907

May Spread (Stable) ±0.0478

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0462 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0462

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 3.1859) against the same month in 2012 (average: 2.4877), the exchange rate shifted by +0.6982 (+28.07%).

2013 Avg (December) 3.1859

2012 Avg (December) 2.4877

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5815	2.4642	2.5296
February	2.6003	2.5068	2.5482
March	2.5303	2.4814	2.5021
April	2.5831	2.4790	2.5417
May	2.6054	2.5576	2.5791
June	2.6863	2.5914	2.6472
July	2.7692	2.6044	2.6837
August	2.8750	2.7453	2.8136
September	2.9491	2.8291	2.8989
October	3.0419	2.9474	2.9851
November	3.0911	2.9802	3.0348
December	3.2728	3.0822	3.1859