2012 EUR to HNL Historical Review

YEARLY HIGH

26.3703 HNL

YEARLY LOW

23.0146 HNL

YEARLY AVERAGE

24.8418 HNL

2012 EUR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the EUR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 26.3703. Conversely, the yearly low was recorded on July 24, dropping to 23.0146.

This high-to-low spread represents a total annual volatility of 3.3556 HNL. From a start-to-finish perspective, comparing the January average rate of 24.5739 to the December average rate of 26.0287, the exchange rate registered a net change of 5.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 26.3703 was down 6.13% compared to the 2011 peak of 28.0931, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 131,851 HNL

2011 Average 131,653 HNL

Yearly Trough Low 115,073 HNL

Transaction Impact: A difference of 16,778.19 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

26.2870

23.1875

JanuMarcMayJulySeptNove

EUR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.7263, compared to 24.9572 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2310 points.

H1 Avg (Jan–Jun) 24.7263

H2 Avg (Jul–Dec) 24.9572

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 1.6265 HNL (High: 25.2194 / Low: 23.5929). On the other end, October was the most stable month, with a tight range of 0.5147 HNL (High: 25.8560 / Low: 25.3412).

May Spread (Volatile) ±1.6265

October Spread (Stable) ±0.5147

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.6858 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6858

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 26.0287) against the same month in 2011 (average: 24.9585), the exchange rate shifted by +1.0702 (+4.29%).

2012 Avg (December) 26.0287

2011 Avg (December) 24.9585

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	25.1563	24.1270	24.5739
February	25.6500	24.9219	25.2242
March	25.4268	24.8464	25.1818
April	25.4268	24.8914	25.0886
May	25.2194	23.5929	24.4029
June	24.1745	23.5900	23.8862
July	24.0364	23.0146	23.4458
August	24.6320	23.3664	24.1227
September	25.7152	24.5982	25.2297
October	25.8560	25.3412	25.5445
November	25.7365	25.1403	25.3722
December	26.3703	25.5978	26.0287