YEARLY HIGH
4.2294 ILS
YEARLY LOW
3.6921 ILS
YEARLY AVERAGE
3.9240 ILS

2020 EUR to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the EUR to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 4.2294. Conversely, the yearly low was recorded on February 18, dropping to 3.6921.

This high-to-low spread represents a total annual volatility of 0.5373 ILS. From a start-to-finish perspective, comparing the January average rate of 3.8419 to the December average rate of 3.9505, the exchange rate registered a net change of 2.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.2294 was down 1.31% compared to the 2019 peak of 4.2856, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 21,147 ILS
2019 Average 19,953 ILS
Yearly Trough Low 18,460 ILS
Transaction Impact: A difference of 2,686.44 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.0640
3.7203
JanuMarcMayJulySeptNove

EUR to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8627, compared to 3.9852 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1225 points.

H1 Avg (Jan–Jun) 3.8627
H2 Avg (Jul–Dec) 3.9852

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3851 ILS (High: 4.2294 / Low: 3.8443). On the other end, October was the most stable month, with a tight range of 0.0670 ILS (High: 4.0250 / Low: 3.9579).

March Spread (Volatile) ±0.3851
October Spread (Stable) ±0.0670

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0963 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0963

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 3.9744) against the same month in 2019 (average: 4.0882), the exchange rate shifted by -0.1138 (-2.78%).

2020 Avg (March) 3.9744
2019 Avg (March) 4.0882

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8885 3.8024 3.8419
February 3.8509 3.6921 3.7490
March 4.2294 3.8443 3.9744
April 3.9557 3.7907 3.8781
May 3.8932 3.7945 3.8446
June 3.9588 3.8481 3.8883
July 4.0459 3.8631 3.9325
August 4.0618 3.9912 4.0202
September 4.0976 3.9826 4.0354
October 4.0250 3.9579 3.9936
November 4.0132 3.9455 3.9792
December 3.9849 3.9164 3.9505