YEARLY HIGH
200.8020 PKR
YEARLY LOW
166.4735 PKR
YEARLY AVERAGE
184.8283 PKR

2020 EUR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the EUR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 200.8020. Conversely, the yearly low was recorded on February 20, dropping to 166.4735.

This high-to-low spread represents a total annual volatility of 34.3284 PKR. From a start-to-finish perspective, comparing the January average rate of 171.8098 to the December average rate of 195.1097, the exchange rate registered a net change of 13.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 200.8020 was up 7.94% compared to the 2019 peak of 186.0317, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 1,004,010 PKR
2019 Average 840,676 PKR
Yearly Trough Low 832,368 PKR
Transaction Impact: A difference of 171,642.21 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

201.8903
165.5127
JanuMarcMayJulySeptNove

EUR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 176.0431, compared to 193.6135 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 17.5703 points.

H1 Avg (Jan–Jun) 176.0431
H2 Avg (Jul–Dec) 193.6135

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 14.0694 PKR (High: 183.4066 / Low: 169.3372). On the other end, August was the most stable month, with a tight range of 4.3727 PKR (High: 200.8020 / Low: 196.4292).

March Spread (Volatile) ±14.0694
August Spread (Stable) ±4.3727

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 4.0499 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -4.0499

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 198.8588) against the same month in 2019 (average: 177.4627), the exchange rate shifted by +21.3961 (+12.06%).

2020 Avg (August) 198.8588
2019 Avg (August) 177.4627

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 174.6344 170.0785 171.8098
February 171.3514 166.4735 168.5442
March 183.4066 169.3372 175.3241
April 183.1130 172.3495 178.9057
May 180.9927 171.8806 175.2861
June 189.1166 181.3841 186.3890
July 198.4358 187.7312 191.6285
August 200.8020 196.4292 198.8588
September 197.1833 192.6667 195.6802
October 194.1083 187.3322 191.6303
November 190.8171 186.4250 188.7734
December 197.3722 192.6310 195.1097