YEARLY HIGH
4.6142 SAR
YEARLY LOW
4.0074 SAR
YEARLY AVERAGE
4.2846 SAR

2020 EUR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the EUR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 4.6142. Conversely, the yearly low was recorded on March 19, dropping to 4.0074.

This high-to-low spread represents a total annual volatility of 0.6068 SAR. From a start-to-finish perspective, comparing the January average rate of 4.1656 to the December average rate of 4.5668, the exchange rate registered a net change of 9.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.6142 was up 6.44% compared to the 2019 peak of 4.3348, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 23,071 SAR
2019 Average 21,001 SAR
Yearly Trough Low 20,037 SAR
Transaction Impact: A difference of 3,034.00 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.6149
4.0382
JanuMarcMayJulySeptNove

EUR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1392, compared to 4.4300 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2908 points.

H1 Avg (Jan–Jun) 4.1392
H2 Avg (Jul–Dec) 4.4300

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2715 SAR (High: 4.2788 / Low: 4.0074). On the other end, October was the most stable month, with a tight range of 0.0702 SAR (High: 4.4487 / Low: 4.3786).

March Spread (Volatile) ±0.2715
October Spread (Stable) ±0.0702

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0721 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0721

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.5668) against the same month in 2019 (average: 4.1679), the exchange rate shifted by +0.3989 (+9.57%).

2020 Avg (December) 4.5668
2019 Avg (December) 4.1679

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2086 4.1322 4.1656
February 4.1622 4.0463 4.0953
March 4.2788 4.0074 4.1584
April 4.1293 4.0518 4.0863
May 4.1740 4.0559 4.1061
June 4.2655 4.1762 4.2232
July 4.4532 4.2151 4.2984
August 4.4806 4.4009 4.4369
September 4.4721 4.3628 4.4209
October 4.4487 4.3786 4.4139
November 4.4902 4.3659 4.4431
December 4.6142 4.5274 4.5668