YEARLY HIGH
4.6289 SAR
YEARLY LOW
4.2026 SAR
YEARLY AVERAGE
4.4379 SAR

2021 EUR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the EUR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 4.6289. Conversely, the yearly low was recorded on November 24, dropping to 4.2026.

This high-to-low spread represents a total annual volatility of 0.4263 SAR. From a start-to-finish perspective, comparing the January average rate of 4.5641 to the December average rate of 4.2428, the exchange rate registered a net change of -7.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.6289 was up 0.32% compared to the 2020 peak of 4.6142, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 23,145 SAR
2020 Average 21,428 SAR
Yearly Trough Low 21,013 SAR
Transaction Impact: A difference of 2,131.67 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.5962
4.2107
JanuMarcMayJulySeptNove

EUR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5198, compared to 4.3560 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1638 points.

H1 Avg (Jan–Jun) 4.5198
H2 Avg (Jul–Dec) 4.3560

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.1544 SAR (High: 4.3570 / Low: 4.2026). On the other end, July was the most stable month, with a tight range of 0.0455 SAR (High: 4.4607 / Low: 4.4152).

November Spread (Volatile) ±0.1544
July Spread (Stable) ±0.0455

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0774 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0774

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 4.5641) against the same month in 2020 (average: 4.1656), the exchange rate shifted by +0.3985 (+9.57%).

2021 Avg (January) 4.5641
2020 Avg (January) 4.1656

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.6289 4.5264 4.5641
February 4.5640 4.4887 4.5362
March 4.5328 4.3966 4.4632
April 4.5511 4.4101 4.4864
May 4.5932 4.5030 4.5553
June 4.5820 4.4475 4.5136
July 4.4607 4.4152 4.4362
August 4.4538 4.3793 4.4141
September 4.4574 4.3414 4.4150
October 4.3821 4.3255 4.3496
November 4.3570 4.2026 4.2781
December 4.2700 4.2183 4.2428