YEARLY HIGH
1.5173 SGD
YEARLY LOW
1.3966 SGD
YEARLY AVERAGE
1.4760 SGD

2025 EUR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the EUR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 1.5173. Conversely, the yearly low was recorded on February 22, dropping to 1.3966.

This high-to-low spread represents a total annual volatility of 0.1207 SGD. From a start-to-finish perspective, comparing the January average rate of 1.4094 to the December average rate of 1.5122, the exchange rate registered a net change of 7.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.5173 was up 3.25% compared to the 2024 peak of 1.4696, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 7,586 SGD
2024 Average 7,230 SGD
Yearly Trough Low 6,983 SGD
Transaction Impact: A difference of 603.35 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.5232
1.3910
JanuMarcMayJulySeptNove

EUR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4471, compared to 1.5049 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0577 points.

H1 Avg (Jan–Jun) 1.4471
H2 Avg (Jul–Dec) 1.5049

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0586 SGD (High: 1.4610 / Low: 1.4024). On the other end, February was the most stable month, with a tight range of 0.0099 SGD (High: 1.4065 / Low: 1.3966).

March Spread (Volatile) ±0.0586
February Spread (Stable) ±0.0099

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0269 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0269

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 1.5122) against the same month in 2024 (average: 1.4148), the exchange rate shifted by +0.0974 (+6.88%).

2025 Avg (December) 1.5122
2024 Avg (December) 1.4148

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4161 1.4044 1.4094
February 1.4065 1.3966 1.4021
March 1.4610 1.4024 1.4440
April 1.5024 1.4512 1.4872
May 1.4808 1.4487 1.4604
June 1.4979 1.4645 1.4798
July 1.5060 1.4810 1.4971
August 1.5023 1.4906 1.4976
September 1.5163 1.4994 1.5081
October 1.5145 1.5026 1.5086
November 1.5134 1.5007 1.5055
December 1.5173 1.5049 1.5122