2022 EUR to SGD Historical Review

YEARLY HIGH

1.5423 SGD

YEARLY LOW

1.3806 SGD

YEARLY AVERAGE

1.4522 SGD

2022 EUR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the EUR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 1.5423. Conversely, the yearly low was recorded on September 27, dropping to 1.3806.

This high-to-low spread represents a total annual volatility of 0.1617 SGD. From a start-to-finish perspective, comparing the January average rate of 1.5292 to the December average rate of 1.4327, the exchange rate registered a net change of -6.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.5423 was down 5.22% compared to the 2021 peak of 1.6272, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 7,711 SGD

2021 Average 7,947 SGD

Yearly Trough Low 6,903 SGD

Transaction Impact: A difference of 808.28 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.5421

1.3874

JanuMarcMayJulySeptNove

EUR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4924, compared to 1.4120 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0803 points.

H1 Avg (Jan–Jun) 1.4924

H2 Avg (Jul–Dec) 1.4120

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 0.0504 SGD (High: 1.4565 / Low: 1.4061). On the other end, February was the most stable month, with a tight range of 0.0241 SGD (High: 1.5409 / Low: 1.5168).

July Spread (Volatile) ±0.0504

February Spread (Stable) ±0.0241

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0413 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0413

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 1.5292) against the same month in 2021 (average: 1.6135), the exchange rate shifted by -0.0843 (-5.23%).

2022 Avg (January) 1.5292

2021 Avg (January) 1.6135

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5423	1.5078	1.5292
February	1.5409	1.5168	1.5281
March	1.5110	1.4802	1.4955
April	1.4992	1.4563	1.4770
May	1.4731	1.4481	1.4613
June	1.4752	1.4497	1.4631
July	1.4565	1.4061	1.4218
August	1.4135	1.3852	1.4009
September	1.4218	1.3806	1.4005
October	1.4206	1.3866	1.4003
November	1.4339	1.3863	1.4160
December	1.4474	1.4222	1.4327