2012 EUR to SGD Historical Review

YEARLY HIGH

1.6891 SGD

YEARLY LOW

1.5189 SGD

YEARLY AVERAGE

1.6066 SGD

2012 EUR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the EUR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 1.6891. Conversely, the yearly low was recorded on August 2, dropping to 1.5189.

This high-to-low spread represents a total annual volatility of 0.1702 SGD. From a start-to-finish perspective, comparing the January average rate of 1.6509 to the December average rate of 1.6012, the exchange rate registered a net change of -3.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.6891 was down 7.46% compared to the 2011 peak of 1.8253, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 8,446 SGD

2011 Average 8,746 SGD

Yearly Trough Low 7,595 SGD

Transaction Impact: A difference of 851.13 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.6738

1.5358

JanuMarcMayJulySeptNove

EUR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6397, compared to 1.5735 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0662 points.

H1 Avg (Jan–Jun) 1.6397

H2 Avg (Jul–Dec) 1.5735

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0797 SGD (High: 1.6006 / Low: 1.5209). On the other end, June was the most stable month, with a tight range of 0.0232 SGD (High: 1.6147 / Low: 1.5916).

July Spread (Volatile) ±0.0797

June Spread (Stable) ±0.0232

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0533 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0533

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 1.6596) against the same month in 2011 (average: 1.7422), the exchange rate shifted by -0.0826 (-4.74%).

2012 Avg (February) 1.6596

2011 Avg (February) 1.7422

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6817	1.6353	1.6509
February	1.6891	1.6346	1.6596
March	1.6786	1.6450	1.6623
April	1.6764	1.6321	1.6468
May	1.6349	1.5928	1.6157
June	1.6147	1.5916	1.6030
July	1.6006	1.5209	1.5497
August	1.5729	1.5189	1.5473
September	1.6051	1.5670	1.5846
October	1.6024	1.5756	1.5880
November	1.5875	1.5543	1.5699
December	1.6182	1.5801	1.6012