YEARLY HIGH
0.8539 XDR
YEARLY LOW
0.7857 XDR
YEARLY AVERAGE
0.8194 XDR

2020 EUR to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the EUR to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.8539. Conversely, the yearly low was recorded on March 19, dropping to 0.7857.

This high-to-low spread represents a total annual volatility of 0.0682 XDR. From a start-to-finish perspective, comparing the January average rate of 0.8046 to the December average rate of 0.8462, the exchange rate registered a net change of 5.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8539 was up 3.31% compared to the 2019 peak of 0.8265, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 4,270 XDR
2019 Average 4,046 XDR
Yearly Trough Low 3,928 XDR
Transaction Impact: A difference of 341.21 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8512
0.7919
JanuMarcMayJulySeptNove

EUR to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8038, compared to 0.8350 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0312 points.

H1 Avg (Jan–Jun) 0.8038
H2 Avg (Jul–Dec) 0.8350

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0348 XDR (High: 0.8205 / Low: 0.7857). On the other end, January was the most stable month, with a tight range of 0.0105 XDR (High: 0.8104 / Low: 0.7999).

March Spread (Volatile) ±0.0348
January Spread (Stable) ±0.0105

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0102 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0102

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.8462) against the same month in 2019 (average: 0.8058), the exchange rate shifted by +0.0405 (+5.02%).

2020 Avg (December) 0.8462
2019 Avg (December) 0.8058

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8104 0.7999 0.8046
February 0.8060 0.7898 0.7972
March 0.8205 0.7857 0.8071
April 0.8032 0.7914 0.7969
May 0.8119 0.7927 0.8012
June 0.8239 0.8106 0.8157
July 0.8438 0.8150 0.8247
August 0.8450 0.8330 0.8380
September 0.8399 0.8268 0.8345
October 0.8384 0.8264 0.8330
November 0.8399 0.8245 0.8335
December 0.8539 0.8409 0.8462