2020 FJD to INR Historical Review

YEARLY HIGH

36.1604 INR

YEARLY LOW

31.8293 INR

YEARLY AVERAGE

34.2088 INR

2020 FJD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the FJD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 36.1604. Conversely, the yearly low was recorded on March 19, dropping to 31.8293.

This high-to-low spread represents a total annual volatility of 4.3311 INR. From a start-to-finish perspective, comparing the January average rate of 32.9028 to the December average rate of 35.8154, the exchange rate registered a net change of 8.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 36.1604 was down 6.80% compared to the 2019 peak of 38.7987, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 180,802 INR

2019 Average 163,376 INR

Yearly Trough Low 159,147 INR

Transaction Impact: A difference of 21,655.52 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

36.1461

32.1771

JanuMarcMayJulySeptNove

FJD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 33.3900, compared to 35.0276 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6377 points.

H1 Avg (Jan–Jun) 33.3900

H2 Avg (Jul–Dec) 35.0276

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.9549 INR (High: 33.7843 / Low: 31.8293). On the other end, February was the most stable month, with a tight range of 0.4798 INR (High: 32.7107 / Low: 32.2308).

March Spread (Volatile) ±1.9549

February Spread (Stable) ±0.4798

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.4286 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.4286

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 35.8154) against the same month in 2019 (average: 32.8440), the exchange rate shifted by +2.9714 (+9.05%).

2020 Avg (December) 35.8154

2019 Avg (December) 32.8440

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	33.3621	32.6266	32.9028
February	32.7107	32.2308	32.5078
March	33.7843	31.8293	32.7921
April	33.9192	32.8891	33.5424
May	34.1391	33.4625	33.8012
June	35.1525	34.3955	34.7934
July	35.3027	34.5054	34.8858
August	35.4262	34.4864	35.0498
September	34.9434	34.1993	34.6213
October	34.8862	34.0940	34.4861
November	35.7116	34.5142	35.3076
December	36.1604	35.3507	35.8154