YEARLY HIGH
40.2774 INR
YEARLY LOW
36.4226 INR
YEARLY AVERAGE
38.2757 INR

2025 FJD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the FJD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 40.2774. Conversely, the yearly low was recorded on January 2, dropping to 36.4226.

This high-to-low spread represents a total annual volatility of 3.8548 INR. From a start-to-finish perspective, comparing the January average rate of 37.0971 to the December average rate of 39.6210, the exchange rate registered a net change of 6.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 40.2774 was up 4.89% compared to the 2024 peak of 38.4013, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 201,387 INR
2024 Average 186,004 INR
Yearly Trough Low 182,113 INR
Transaction Impact: A difference of 19,273.90 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

39.8734
36.8447
JanuMarcMayJulySeptNove

FJD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.5907, compared to 38.9608 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.3701 points.

H1 Avg (Jan–Jun) 37.5907
H2 Avg (Jul–Dec) 38.9608

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 1.3274 INR (High: 38.0356 / Low: 36.7082). On the other end, June was the most stable month, with a tight range of 0.6642 INR (High: 38.4994 / Low: 37.8352).

March Spread (Volatile) ±1.3274
June Spread (Stable) ±0.6642

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2805 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.2805

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 39.6210) against the same month in 2024 (average: 36.8443), the exchange rate shifted by +2.7768 (+7.54%).

2025 Avg (December) 39.6210
2024 Avg (December) 36.8443

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 37.4134 36.4226 37.0971
February 37.9498 37.2302 37.7192
March 38.0356 36.7082 37.5867
April 37.8153 36.6102 37.3108
May 37.9200 36.8602 37.6017
June 38.4994 37.8352 38.2286
July 38.6529 37.7247 38.2976
August 39.0948 38.3130 38.7503
September 39.4811 38.7717 39.2068
October 39.4009 38.1447 38.9263
November 39.3386 38.6687 38.9629
December 40.2774 39.2124 39.6210