YEARLY HIGH
4.3837 MAD
YEARLY LOW
3.9580 MAD
YEARLY AVERAGE
4.1043 MAD

2025 FJD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the FJD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 4.3837. Conversely, the yearly low was recorded on August 23, dropping to 3.9580.

This high-to-low spread represents a total annual volatility of 0.4257 MAD. From a start-to-finish perspective, comparing the January average rate of 4.3190 to the December average rate of 4.0398, the exchange rate registered a net change of -6.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.3837 was down 3.06% compared to the 2024 peak of 4.5222, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 21,919 MAD
2024 Average 22,089 MAD
Yearly Trough Low 19,790 MAD
Transaction Impact: A difference of 2,128.38 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.3684
3.9624
JanuMarcMayJulySeptNove

FJD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1818, compared to 4.0268 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1551 points.

H1 Avg (Jan–Jun) 4.1818
H2 Avg (Jul–Dec) 4.0268

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.1629 MAD (High: 4.2963 / Low: 4.1335). On the other end, July was the most stable month, with a tight range of 0.0563 MAD (High: 4.0209 / Low: 3.9646).

March Spread (Volatile) ±0.1629
July Spread (Stable) ±0.0563

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1341 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1341

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 4.3346) against the same month in 2024 (average: 4.4717), the exchange rate shifted by -0.1371 (-3.07%).

2025 Avg (February) 4.3346
2024 Avg (February) 4.4717

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.3420 4.2711 4.3190
February 4.3837 4.2963 4.3346
March 4.2963 4.1335 4.2134
April 4.1404 4.0229 4.0793
May 4.1170 4.0354 4.0846
June 4.0964 4.0319 4.0600
July 4.0209 3.9646 4.0077
August 4.0234 3.9580 3.9962
September 4.0350 3.9656 4.0130
October 4.0801 4.0043 4.0419
November 4.0942 4.0323 4.0620
December 4.0861 4.0051 4.0398