2026 FJD to MAD Historical Review

YEARLY HIGH

4.2611 MAD

YEARLY LOW

4.0079 MAD

YEARLY AVERAGE

4.1623 MAD

2026 FJD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the FJD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 4.2611. Conversely, the yearly low was recorded on January 3, dropping to 4.0079.

This high-to-low spread represents a total annual volatility of 0.2532 MAD. From a start-to-finish perspective, comparing the January average rate of 4.0600 to the December average rate of 4.2068, the exchange rate registered a net change of 3.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.2611 was down 2.80% compared to the 2025 peak of 4.3837, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 21,306 MAD

2025 Average 20,515 MAD

Yearly Trough Low 20,040 MAD

Transaction Impact: A difference of 1,265.89 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.2215

4.0453

JanuMarcMayJuly

FJD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1529, compared to 4.1908 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0379 points.

H1 Avg (Jan–Jun) 4.1529

H2 Avg (Jul–Dec) 4.1908

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.1384 MAD (High: 4.1464 / Low: 4.0079). On the other end, August was the most stable month, with a tight range of 0.0000 MAD (High: 4.2068 / Low: 4.2068).

January Spread (Volatile) ±0.1384

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0328 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0328

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 4.2021) against the same month in 2025 (average: 4.2134), the exchange rate shifted by -0.0113 (-0.27%).

2026 Avg (March) 4.2021

2025 Avg (March) 4.2134

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.1464	4.0079	4.0600
February	4.1774	4.0913	4.1540
March	4.2611	4.1284	4.2021
April	4.2369	4.1412	4.1868
May	4.2203	4.1301	4.1540
June	4.1864	4.1179	4.1604
July	4.2165	4.1362	4.1747
August	4.2068	4.2068	4.2068