2020 FJD to NGN Historical Review

YEARLY HIGH

192.8356 NGN

YEARLY LOW

155.2175 NGN

YEARLY AVERAGE

175.5297 NGN

2020 FJD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the FJD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 192.8356. Conversely, the yearly low was recorded on March 19, dropping to 155.2175.

This high-to-low spread represents a total annual volatility of 37.6181 NGN. From a start-to-finish perspective, comparing the January average rate of 167.2462 to the December average rate of 186.6521, the exchange rate registered a net change of 11.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 192.8356 was down 2.33% compared to the 2019 peak of 197.4320, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 964,178 NGN

2019 Average 835,547 NGN

Yearly Trough Low 776,087 NGN

Transaction Impact: A difference of 188,090.64 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

189.0048

160.7719

JanuMarcMayJulySeptNove

FJD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 169.4491, compared to 181.6104 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 12.1613 points.

H1 Avg (Jan–Jun) 169.4491

H2 Avg (Jul–Dec) 181.6104

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 16.4340 NGN (High: 171.6515 / Low: 155.2175). On the other end, February was the most stable month, with a tight range of 2.5703 NGN (High: 166.2971 / Low: 163.7268).

March Spread (Volatile) ±16.4340

February Spread (Stable) ±2.5703

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.1889 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -2.1889

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 186.6521) against the same month in 2019 (average: 167.3334), the exchange rate shifted by +19.3187 (+11.55%).

2020 Avg (December) 186.6521

2019 Avg (December) 167.3334

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	170.7154	165.3362	167.2462
February	166.2971	163.7268	165.3136
March	171.6515	155.2175	163.1246
April	175.4189	159.6200	169.3767
May	176.0675	171.8326	173.7232
June	179.9146	176.2988	177.9101
July	182.8881	178.8095	180.5296
August	183.2240	178.1176	181.0332
September	183.9157	176.5661	180.6602
October	181.6831	177.8037	179.0881
November	184.6993	178.0354	181.6992
December	192.8356	183.2492	186.6521