2026 FJD to NGN Historical Review

YEARLY HIGH

640.2712 NGN

YEARLY LOW

604.3345 NGN

YEARLY AVERAGE

617.4688 NGN

2026 FJD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the FJD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 640.2712. Conversely, the yearly low was recorded on February 22, dropping to 604.3345.

This high-to-low spread represents a total annual volatility of 35.9367 NGN. From a start-to-finish perspective, comparing the January average rate of 628.9548 to the December average rate of 614.9076, the exchange rate registered a net change of -2.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 640.2712 was down 11.94% compared to the 2025 peak of 727.1157, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 3,201,356 NGN

2025 Average 3,343,333 NGN

Yearly Trough Low 3,021,672 NGN

Transaction Impact: A difference of 179,683.62 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

630.6180

610.6594

JanuMarcMayJuly

FJD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 618.6432, compared to 613.9455 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.6977 points.

H1 Avg (Jan–Jun) 618.6432

H2 Avg (Jul–Dec) 613.9455

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 28.6745 NGN (High: 633.0089 / Low: 604.3345). On the other end, August was the most stable month, with a tight range of 2.3380 NGN (High: 616.2560 / Low: 613.9180).

February Spread (Volatile) ±28.6745

August Spread (Stable) ±2.3380

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 12.5028 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -12.5028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 628.9548) against the same month in 2025 (average: 667.4805), the exchange rate shifted by -38.5257 (-5.77%).

2026 Avg (January) 628.9548

2025 Avg (January) 667.4805

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	640.2712	622.5669	628.9548
February	633.0089	604.3345	616.4520
March	633.9356	610.1044	620.0995
April	624.8470	605.2951	613.8405
May	627.6995	617.2004	620.1898
June	623.7308	605.9731	612.3227
July	620.4631	605.7645	612.9834
August	616.2560	613.9180	614.9076