2020 FJD to PHP Historical Review

YEARLY HIGH

23.7596 PHP

YEARLY LOW

21.5222 PHP

YEARLY AVERAGE

22.8847 PHP

2020 FJD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the FJD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 23.7596. Conversely, the yearly low was recorded on March 21, dropping to 21.5222.

This high-to-low spread represents a total annual volatility of 2.2374 PHP. From a start-to-finish perspective, comparing the January average rate of 23.4681 to the December average rate of 23.3790, the exchange rate registered a net change of -0.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 23.7596 was down 16.28% compared to the 2019 peak of 28.3786, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 118,798 PHP

2019 Average 120,140 PHP

Yearly Trough Low 107,611 PHP

Transaction Impact: A difference of 11,187.01 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

23.5858

22.1736

JanuMarcMayJulySeptNove

FJD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.7962, compared to 22.9732 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1770 points.

H1 Avg (Jan–Jun) 22.7962

H2 Avg (Jul–Dec) 22.9732

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.5354 PHP (High: 23.0576 / Low: 21.5222). On the other end, October was the most stable month, with a tight range of 0.2829 PHP (High: 22.8834 / Low: 22.6005).

March Spread (Volatile) ±1.5354

October Spread (Stable) ±0.2829

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.6666 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6666

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 23.4681) against the same month in 2019 (average: 24.6929), the exchange rate shifted by -1.2247 (-4.96%).

2020 Avg (January) 23.4681

2019 Avg (January) 24.6929

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	23.7596	23.2404	23.4681
February	23.3464	22.8591	23.0718
March	23.0576	21.5222	22.4052
April	22.6799	21.9545	22.2913
May	22.7949	22.3134	22.5559
June	23.1859	22.7267	22.9847
July	23.1706	22.8332	23.0101
August	23.1751	22.6886	22.9220
September	23.1396	22.4975	22.8444
October	22.8834	22.6005	22.7360
November	23.1836	22.4766	22.9475
December	23.6037	23.1019	23.3790