YEARLY HIGH
26.1511 PHP
YEARLY LOW
24.1959 PHP
YEARLY AVERAGE
25.2473 PHP

2025 FJD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the FJD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 26.1511. Conversely, the yearly low was recorded on May 13, dropping to 24.1959.

This high-to-low spread represents a total annual volatility of 1.9552 PHP. From a start-to-finish perspective, comparing the January average rate of 25.1464 to the December average rate of 25.8983, the exchange rate registered a net change of 2.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 26.1511 was down 0.58% compared to the 2024 peak of 26.3029, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 130,755 PHP
2024 Average 127,347 PHP
Yearly Trough Low 120,980 PHP
Transaction Impact: A difference of 9,775.84 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

26.0345
24.4001
JanuMarcMayJulySeptNove

FJD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.9348, compared to 25.5599 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6251 points.

H1 Avg (Jan–Jun) 24.9348
H2 Avg (Jul–Dec) 25.5599

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.8552 PHP (High: 25.8389 / Low: 24.9837). On the other end, November was the most stable month, with a tight range of 0.3457 PHP (High: 25.9646 / Low: 25.6189).

September Spread (Volatile) ±0.8552
November Spread (Stable) ±0.3457

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2379 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.2379

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 25.8983) against the same month in 2024 (average: 25.3240), the exchange rate shifted by +0.5742 (+2.27%).

2025 Avg (December) 25.8983
2024 Avg (December) 25.3240

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 25.3962 24.6222 25.1464
February 25.2961 24.9365 25.1534
March 25.1043 24.5627 24.9328
April 25.0627 24.4757 24.7742
May 24.7306 24.1959 24.5363
June 25.4367 24.6858 25.0654
July 25.6493 24.9331 25.2803
August 25.5207 24.9265 25.2582
September 25.8389 24.9837 25.4333
October 26.1262 25.3369 25.6978
November 25.9646 25.6189 25.7914
December 26.1511 25.5824 25.8983