YEARLY HIGH
79.7451 PKR
YEARLY LOW
67.0887 PKR
YEARLY AVERAGE
74.7005 PKR

2020 FJD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the FJD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 8, valuing the pair at 79.7451. Conversely, the yearly low was recorded on March 23, dropping to 67.0887.

This high-to-low spread represents a total annual volatility of 12.6564 PKR. From a start-to-finish perspective, comparing the January average rate of 71.4347 to the December average rate of 77.9330, the exchange rate registered a net change of 9.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 79.7451 was down 6.73% compared to the 2019 peak of 85.5020, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 398,726 PKR
2019 Average 348,409 PKR
Yearly Trough Low 335,443 PKR
Transaction Impact: A difference of 63,282.21 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

79.9322
68.7252
JanuMarcMayJulySeptNove

FJD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 71.8814, compared to 77.5196 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.6382 points.

H1 Avg (Jan–Jun) 71.8814
H2 Avg (Jul–Dec) 77.5196

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 5.8445 PKR (High: 72.9332 / Low: 67.0887). On the other end, February was the most stable month, with a tight range of 1.3038 PKR (High: 70.6606 / Low: 69.3568).

March Spread (Volatile) ±5.8445
February Spread (Stable) ±1.3038

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.8343 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.8343

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 78.9982) against the same month in 2019 (average: 73.1893), the exchange rate shifted by +5.8090 (+7.94%).

2020 Avg (August) 78.9982
2019 Avg (August) 73.1893

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 72.5823 70.5528 71.4347
February 70.6606 69.3568 70.1099
March 72.9332 67.0887 69.6591
April 74.2534 70.5896 72.4314
May 73.4940 70.3725 71.5967
June 77.2438 74.2605 76.0564
July 78.9776 77.0602 77.8794
August 79.7451 78.2659 78.9982
September 78.9676 76.8677 78.1716
October 77.7458 74.9766 76.3374
November 76.8416 74.2477 75.7980
December 78.6993 76.7896 77.9330