YEARLY HIGH
84.5824 PKR
YEARLY LOW
73.6628 PKR
YEARLY AVERAGE
78.7298 PKR

2021 FJD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the FJD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 26, valuing the pair at 84.5824. Conversely, the yearly low was recorded on March 31, dropping to 73.6628.

This high-to-low spread represents a total annual volatility of 10.9196 PKR. From a start-to-finish perspective, comparing the January average rate of 78.8720 to the December average rate of 83.3692, the exchange rate registered a net change of 5.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 84.5824 was up 6.07% compared to the 2020 peak of 79.7451, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 422,912 PKR
2020 Average 373,578 PKR
Yearly Trough Low 368,314 PKR
Transaction Impact: A difference of 54,598.20 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

84.2287
73.9142
JanuMarcMayJulySeptNove

FJD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 76.7079, compared to 80.7517 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.0438 points.

H1 Avg (Jan–Jun) 76.7079
H2 Avg (Jul–Dec) 80.7517

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 4.5898 PKR (High: 78.2526 / Low: 73.6628). On the other end, September was the most stable month, with a tight range of 1.0145 PKR (High: 81.2023 / Low: 80.1878).

March Spread (Volatile) ±4.5898
September Spread (Stable) ±1.0145

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.1949 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -2.1949

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 82.2506) against the same month in 2020 (average: 76.3374), the exchange rate shifted by +5.9132 (+7.75%).

2021 Avg (October) 82.2506
2020 Avg (October) 76.3374

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 79.7297 78.3619 78.8720
February 79.3464 77.9441 78.5331
March 78.2526 73.6628 76.3382
April 76.0158 73.7045 74.7737
May 76.6165 74.4262 75.4550
June 77.1104 75.5483 76.2757
July 78.0084 75.6353 76.9063
August 79.7812 77.4614 78.7173
September 81.2023 80.1878 80.7322
October 84.5824 80.5235 82.2506
November 83.6919 81.4895 82.5349
December 84.2728 82.2296 83.3692