2021 FJD to TOP Historical Review

YEARLY HIGH

1.1430 TOP

YEARLY LOW

1.0672 TOP

YEARLY AVERAGE

1.0956 TOP

2021 FJD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the FJD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 1.1430. Conversely, the yearly low was recorded on December 6, dropping to 1.0672.

This high-to-low spread represents a total annual volatility of 0.0758 TOP. From a start-to-finish perspective, comparing the January average rate of 1.1203 to the December average rate of 1.0728, the exchange rate registered a net change of -4.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.1430 was up 2.01% compared to the 2020 peak of 1.1205, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 5,715 TOP

2020 Average 5,311 TOP

Yearly Trough Low 5,336 TOP

Transaction Impact: A difference of 379.14 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.1368

1.0670

JanuMarcMayJulySeptNove

FJD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1126, compared to 1.0786 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0340 points.

H1 Avg (Jan–Jun) 1.1126

H2 Avg (Jul–Dec) 1.0786

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0288 TOP (High: 1.1321 / Low: 1.1033). On the other end, December was the most stable month, with a tight range of 0.0105 TOP (High: 1.0776 / Low: 1.0672).

March Spread (Volatile) ±0.0288

December Spread (Stable) ±0.0105

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0185 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0185

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 1.1310) against the same month in 2020 (average: 1.0519), the exchange rate shifted by +0.0790 (+7.51%).

2021 Avg (February) 1.1310

2020 Avg (February) 1.0519

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1279	1.1072	1.1203
February	1.1430	1.1211	1.1310
March	1.1321	1.1033	1.1149
April	1.1187	1.1039	1.1112
May	1.1178	1.0973	1.1085
June	1.0998	1.0838	1.0899
July	1.0918	1.0799	1.0852
August	1.0892	1.0757	1.0816
September	1.0842	1.0697	1.0793
October	1.0878	1.0707	1.0777
November	1.0818	1.0698	1.0750
December	1.0776	1.0672	1.0728