YEARLY HIGH
1.0796 TOP
YEARLY LOW
1.0164 TOP
YEARLY AVERAGE
1.0584 TOP

2025 FJD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the FJD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 1.0796. Conversely, the yearly low was recorded on January 2, dropping to 1.0164.

This high-to-low spread represents a total annual volatility of 0.0632 TOP. From a start-to-finish perspective, comparing the January average rate of 1.0448 to the December average rate of 1.0598, the exchange rate registered a net change of 1.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.0796 was up 0.82% compared to the 2024 peak of 1.0709, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 5,398 TOP
2024 Average 5,266 TOP
Yearly Trough Low 5,082 TOP
Transaction Impact: A difference of 315.76 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.0736
1.0422
JanuMarcMayJulySeptNove

FJD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0532, compared to 1.0635 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0103 points.

H1 Avg (Jan–Jun) 1.0532
H2 Avg (Jul–Dec) 1.0635

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0414 TOP (High: 1.0676 / Low: 1.0262). On the other end, November was the most stable month, with a tight range of 0.0111 TOP (High: 1.0608 / Low: 1.0498).

April Spread (Volatile) ±0.0414
November Spread (Stable) ±0.0111

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0086 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0086

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 1.0692) against the same month in 2024 (average: 1.0620), the exchange rate shifted by +0.0071 (+0.67%).

2025 Avg (September) 1.0692
2024 Avg (September) 1.0620

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0576 1.0164 1.0448
February 1.0524 1.0363 1.0460
March 1.0555 1.0252 1.0457
April 1.0676 1.0262 1.0498
May 1.0702 1.0447 1.0621
June 1.0779 1.0652 1.0710
July 1.0782 1.0563 1.0704
August 1.0714 1.0589 1.0657
September 1.0796 1.0598 1.0692
October 1.0693 1.0468 1.0606
November 1.0608 1.0498 1.0553
December 1.0683 1.0513 1.0598