2026 FJD to XPF Historical Review

YEARLY HIGH

47.0623 XPF

YEARLY LOW

44.6271 XPF

YEARLY AVERAGE

46.1790 XPF

2026 FJD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the FJD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 47.0623. Conversely, the yearly low was recorded on January 3, dropping to 44.6271.

This high-to-low spread represents a total annual volatility of 2.4352 XPF. From a start-to-finish perspective, comparing the January average rate of 45.0449 to the December average rate of 46.7212, the exchange rate registered a net change of 3.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 47.0623 was down 6.01% compared to the 2025 peak of 50.0690, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 235,311 XPF

2025 Average 232,121 XPF

Yearly Trough Low 223,135 XPF

Transaction Impact: A difference of 12,176.02 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

46.8888

44.8773

JanuMarcMayJuly

FJD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 46.0104, compared to 46.6848 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6744 points.

H1 Avg (Jan–Jun) 46.0104

H2 Avg (Jul–Dec) 46.6848

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 1.2408 XPF (High: 46.9150 / Low: 45.6742). On the other end, August was the most stable month, with a tight range of 0.0000 XPF (High: 46.7212 / Low: 46.7212).

March Spread (Volatile) ±1.2408

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.4297 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.4297

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 46.6484) against the same month in 2025 (average: 45.3950), the exchange rate shifted by +1.2534 (+2.76%).

2026 Avg (July) 46.6484

2025 Avg (July) 45.3950

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	45.6627	44.6271	45.0449
February	46.0804	45.3287	45.8165
March	46.9150	45.6742	46.4565
April	46.4023	45.6839	46.0268
May	46.5278	46.0515	46.2237
June	46.7743	46.1228	46.4941
July	47.0623	46.1426	46.6484
August	46.7212	46.7212	46.7212