YEARLY HIGH
9.1304 HRK
YEARLY LOW
8.5216 HRK
YEARLY AVERAGE
8.7971 HRK

2025 FKP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the FKP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 9.1304. Conversely, the yearly low was recorded on November 13, dropping to 8.5216.

This high-to-low spread represents a total annual volatility of 0.6088 HRK. From a start-to-finish perspective, comparing the January average rate of 8.9919 to the December average rate of 8.6138, the exchange rate registered a net change of -4.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 9.1304 was down 0.46% compared to the 2024 peak of 9.1728, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FKP based on timing:

Yearly Peak High 45,652 HRK
2024 Average 44,506 HRK
Yearly Trough Low 42,608 HRK
Transaction Impact: A difference of 3,043.85 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

9.1176
8.5166
JanuMarcMayJulySeptNove

FKP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.9446, compared to 8.6496 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2949 points.

H1 Avg (Jan–Jun) 8.9446
H2 Avg (Jul–Dec) 8.6496

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.3419 HRK (High: 9.0186 / Low: 8.6767). On the other end, December was the most stable month, with a tight range of 0.0803 HRK (High: 8.6461 / Low: 8.5659).

April Spread (Volatile) ±0.3419
December Spread (Stable) ±0.0803

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1912 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1912

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 9.0675) against the same month in 2024 (average: 8.8178), the exchange rate shifted by +0.2497 (+2.83%).

2025 Avg (February) 9.0675
2024 Avg (February) 8.8178

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.1127 8.9141 8.9919
February 9.1304 9.0125 9.0675
March 9.1304 8.9352 9.0042
April 9.0186 8.6767 8.8130
May 9.0079 8.8314 8.9282
June 8.9563 8.7782 8.8624
July 8.7731 8.6120 8.7017
August 8.7489 8.6295 8.6998
September 8.7157 8.6155 8.6677
October 8.6845 8.5680 8.6482
November 8.6021 8.5216 8.5667
December 8.6461 8.5659 8.6138