YEARLY HIGH
8.8824 HRK
YEARLY LOW
8.5887 HRK
YEARLY AVERAGE
8.7179 HRK

2026 FKP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the FKP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 16, valuing the pair at 8.8824. Conversely, the yearly low was recorded on March 1, dropping to 8.5887.

This high-to-low spread represents a total annual volatility of 0.2937 HRK. From a start-to-finish perspective, comparing the January average rate of 8.6810 to the December average rate of 8.8056, the exchange rate registered a net change of 1.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 8.8824 was down 2.72% compared to the 2025 peak of 9.1304, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FKP based on timing:

Yearly Peak High 44,412 HRK
2025 Average 43,978 HRK
Yearly Trough Low 42,943 HRK
Transaction Impact: A difference of 1,468.61 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

8.8442
8.6342
JanuMarcMayJuly

FKP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.6852, compared to 8.8162 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1310 points.

H1 Avg (Jan–Jun) 8.6852
H2 Avg (Jul–Dec) 8.8162

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1482 HRK (High: 8.7368 / Low: 8.5887). On the other end, August was the most stable month, with a tight range of 0.0129 HRK (High: 8.8100 / Low: 8.7971).

March Spread (Volatile) ±0.1482
August Spread (Stable) ±0.0129

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0327 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0327

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 8.8267) against the same month in 2025 (average: 8.7017), the exchange rate shifted by +0.1250 (+1.44%).

2026 Avg (July) 8.8267
2025 Avg (July) 8.7017

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.7053 8.6352 8.6810
February 8.7344 8.5967 8.6517
March 8.7368 8.5887 8.6942
April 8.7018 8.6321 8.6615
May 8.7280 8.6921 8.7002
June 8.7467 8.6895 8.7223
July 8.8824 8.7671 8.8267
August 8.8100 8.7971 8.8056