2020 GEL to GMD Historical Review

YEARLY HIGH

18.3453 GMD

YEARLY LOW

14.7110 GMD

YEARLY AVERAGE

16.5792 GMD

2020 GEL to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GEL to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 18.3453. Conversely, the yearly low was recorded on March 25, dropping to 14.7110.

This high-to-low spread represents a total annual volatility of 3.6343 GMD. From a start-to-finish perspective, comparing the January average rate of 17.7849 to the December average rate of 15.7123, the exchange rate registered a net change of -11.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 18.3453 was down 2.45% compared to the 2019 peak of 18.8065, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 91,727 GMD

2019 Average 89,052 GMD

Yearly Trough Low 73,555 GMD

Transaction Impact: A difference of 18,171.71 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

18.1854

15.3695

JanuMarcMayJulySeptNove

GEL to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.9465, compared to 16.2119 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7346 points.

H1 Avg (Jan–Jun) 16.9465

H2 Avg (Jul–Dec) 16.2119

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.6014 GMD (High: 18.3124 / Low: 14.7110). On the other end, August was the most stable month, with a tight range of 0.1467 GMD (High: 16.8136 / Low: 16.6670).

March Spread (Volatile) ±3.6014

August Spread (Stable) ±0.1467

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.9679 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.9679

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 17.9507) against the same month in 2019 (average: 18.6785), the exchange rate shifted by -0.7278 (-3.90%).

2020 Avg (February) 17.9507

2019 Avg (February) 18.6785

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.9825	17.6511	17.7849
February	18.3453	17.6817	17.9507
March	18.3124	14.7110	16.9927
April	16.2516	15.5129	16.0247
May	16.1727	15.8898	16.0332
June	17.4746	16.1599	16.8927
July	16.9346	16.7399	16.8432
August	16.8136	16.6670	16.7630
September	16.8520	15.4478	16.2995
October	16.1498	15.8061	16.0490
November	15.9722	15.1316	15.6041
December	15.8145	15.5639	15.7123