2020 GEL to INR Historical Review

YEARLY HIGH

26.6787 INR

YEARLY LOW

21.6776 INR

YEARLY AVERAGE

23.8664 INR

2020 GEL to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GEL to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 26.6787. Conversely, the yearly low was recorded on November 5, dropping to 21.6776.

This high-to-low spread represents a total annual volatility of 5.0010 INR. From a start-to-finish perspective, comparing the January average rate of 24.7662 to the December average rate of 22.3612, the exchange rate registered a net change of -9.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 26.6787 was down 1.53% compared to the 2019 peak of 27.0919, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 133,393 INR

2019 Average 125,184 INR

Yearly Trough Low 108,388 INR

Transaction Impact: A difference of 25,005.23 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

25.4647

22.0790

JanuMarcMayJulySeptNove

GEL to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.5326, compared to 23.2003 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.3323 points.

H1 Avg (Jan–Jun) 24.5326

H2 Avg (Jul–Dec) 23.2003

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.8926 INR (High: 26.6787 / Low: 21.7860). On the other end, July was the most stable month, with a tight range of 0.3762 INR (High: 24.5383 / Low: 24.1621).

March Spread (Volatile) ±4.8926

July Spread (Stable) ±0.3762

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.9777 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.9777

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 24.8494) against the same month in 2019 (average: 25.9484), the exchange rate shifted by -1.0990 (-4.24%).

2020 Avg (March) 24.8494

2019 Avg (March) 25.9484

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	25.1192	24.5144	24.7662
February	25.8692	24.6796	25.1826
March	26.6787	21.7860	24.8494
April	24.4349	23.1878	23.9528
May	23.8603	23.4398	23.6380
June	25.6151	23.6138	24.8065
July	24.5383	24.1621	24.3780
August	24.3642	23.6651	24.1276
September	23.8852	21.9508	23.1499
October	23.0290	22.3677	22.8116
November	23.0356	21.6776	22.3734
December	22.5757	22.1282	22.3612