YEARLY HIGH
24.6429 INR
YEARLY LOW
21.3054 INR
YEARLY AVERAGE
23.0108 INR

2021 GEL to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GEL to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 24.6429. Conversely, the yearly low was recorded on May 7, dropping to 21.3054.

This high-to-low spread represents a total annual volatility of 3.3375 INR. From a start-to-finish perspective, comparing the January average rate of 22.1350 to the December average rate of 24.3495, the exchange rate registered a net change of 10.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 24.6429 was down 7.63% compared to the 2020 peak of 26.6787, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 123,214 INR
2020 Average 119,312 INR
Yearly Trough Low 106,527 INR
Transaction Impact: A difference of 16,687.52 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

24.6162
21.4159
JanuMarcMayJulySeptNove

GEL to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.1090, compared to 23.9126 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8036 points.

H1 Avg (Jan–Jun) 22.1090
H2 Avg (Jul–Dec) 23.9126

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 1.3266 INR (High: 23.6748 / Low: 22.3482). On the other end, January was the most stable month, with a tight range of 0.2687 INR (High: 22.2809 / Low: 22.0122).

June Spread (Volatile) ±1.3266
January Spread (Stable) ±0.2687

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2203 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.2203

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 24.3495) against the same month in 2020 (average: 22.3612), the exchange rate shifted by +1.9883 (+8.89%).

2021 Avg (December) 24.3495
2020 Avg (December) 22.3612

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 22.2809 22.0122 22.1350
February 22.1343 21.7732 21.9763
March 22.0384 21.5213 21.8158
April 21.9509 21.3955 21.6826
May 22.2923 21.3054 21.7020
June 23.6748 22.3482 23.3425
July 24.1972 23.5556 23.8756
August 24.1851 23.4545 23.9035
September 23.8979 23.4793 23.6831
October 24.1289 23.7453 23.9139
November 24.2489 23.3920 23.7502
December 24.6429 24.0058 24.3495