2020 GEL to LRD Historical Review

YEARLY HIGH

71.0432 LRD

YEARLY LOW

47.0588 LRD

YEARLY AVERAGE

61.8601 LRD

2020 GEL to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GEL to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 71.0432. Conversely, the yearly low was recorded on November 22, dropping to 47.0588.

This high-to-low spread represents a total annual volatility of 23.9843 LRD. From a start-to-finish perspective, comparing the January average rate of 66.5294 to the December average rate of 48.9600, the exchange rate registered a net change of -26.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 71.0432 was down 1.08% compared to the 2019 peak of 71.8167, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 355,216 LRD

2019 Average 330,039 LRD

Yearly Trough Low 235,294 LRD

Transaction Impact: A difference of 119,921.75 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

71.1676

46.9411

JanuMarcMayJulySeptNove

GEL to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 65.1738, compared to 58.5463 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 6.6275 points.

H1 Avg (Jan–Jun) 65.1738

H2 Avg (Jul–Dec) 58.5463

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 13.8956 LRD (High: 71.0054 / Low: 57.1098). On the other end, August was the most stable month, with a tight range of 0.5012 LRD (High: 64.6272 / Low: 64.1260).

March Spread (Volatile) ±13.8956

August Spread (Stable) ±0.5012

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 10.1814 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -10.1814

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 69.1487) against the same month in 2019 (average: 60.7165), the exchange rate shifted by +8.4322 (+13.89%).

2020 Avg (February) 69.1487

2019 Avg (February) 60.7165

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	67.4740	65.5882	66.5294
February	71.0432	67.4740	69.1487
March	71.0054	57.1098	65.9908
April	63.0573	60.2740	62.2429
May	62.3548	61.6460	61.9541
June	67.3983	62.3119	65.1768
July	65.2537	64.3780	64.8627
August	64.6272	64.1260	64.4795
September	64.8049	59.3657	62.6921
October	61.8847	56.4815	60.2324
November	56.4815	47.0588	50.0510
December	49.9949	47.4436	48.9600