2020 GEL to PEN Historical Review

YEARLY HIGH

1.2666 PEN

YEARLY LOW

1.0158 PEN

YEARLY AVERAGE

1.1247 PEN

2020 GEL to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GEL to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 1.2666. Conversely, the yearly low was recorded on March 26, dropping to 1.0158.

This high-to-low spread represents a total annual volatility of 0.2508 PEN. From a start-to-finish perspective, comparing the January average rate of 1.1556 to the December average rate of 1.0931, the exchange rate registered a net change of -5.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2666 was up 0.07% compared to the 2019 peak of 1.2657, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 6,333 PEN

2019 Average 5,932 PEN

Yearly Trough Low 5,079 PEN

Transaction Impact: A difference of 1,253.93 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2055

1.0540

JanuMarcMayJulySeptNove

GEL to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1309, compared to 1.1185 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0124 points.

H1 Avg (Jan–Jun) 1.1309

H2 Avg (Jul–Dec) 1.1185

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2508 PEN (High: 1.2666 / Low: 1.0158). On the other end, August was the most stable month, with a tight range of 0.0205 PEN (High: 1.1605 / Low: 1.1399).

March Spread (Volatile) ±0.2508

August Spread (Stable) ±0.0205

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0954 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0954

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.1640) against the same month in 2019 (average: 1.2325), the exchange rate shifted by -0.0685 (-5.56%).

2020 Avg (March) 1.1640

2019 Avg (March) 1.2325

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1713	1.1476	1.1556
February	1.2382	1.1711	1.1929
March	1.2666	1.0158	1.1640
April	1.0914	1.0479	1.0686
May	1.0782	1.0491	1.0667
June	1.1635	1.0663	1.1377
July	1.1596	1.1324	1.1445
August	1.1605	1.1399	1.1518
September	1.1542	1.0708	1.1193
October	1.1287	1.1005	1.1149
November	1.1159	1.0523	1.0875
December	1.1037	1.0780	1.0931