2020 GEL to PLN Historical Review

YEARLY HIGH

1.4261 PLN

YEARLY LOW

1.0968 PLN

YEARLY AVERAGE

1.2555 PLN

2020 GEL to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GEL to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 1.4261. Conversely, the yearly low was recorded on December 17, dropping to 1.0968.

This high-to-low spread represents a total annual volatility of 0.3293 PLN. From a start-to-finish perspective, comparing the January average rate of 1.3295 to the December average rate of 1.1165, the exchange rate registered a net change of -16.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.4261 was down 2.31% compared to the 2019 peak of 1.4598, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 7,130 PLN

2019 Average 6,823 PLN

Yearly Trough Low 5,484 PLN

Transaction Impact: A difference of 1,646.32 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.4055

1.0903

JanuMarcMayJulySeptNove

GEL to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3245, compared to 1.1866 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1379 points.

H1 Avg (Jan–Jun) 1.3245

H2 Avg (Jul–Dec) 1.1866

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2333 PLN (High: 1.4261 / Low: 1.1928). On the other end, January was the most stable month, with a tight range of 0.0307 PLN (High: 1.3456 / Low: 1.3150).

March Spread (Volatile) ±0.2333

January Spread (Stable) ±0.0307

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0601 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0601

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.3349) against the same month in 2019 (average: 1.4188), the exchange rate shifted by -0.0839 (-5.91%).

2020 Avg (March) 1.3349

2019 Avg (March) 1.4188

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3456	1.3150	1.3295
February	1.4234	1.3401	1.3793
March	1.4261	1.1928	1.3349
April	1.3442	1.2782	1.3144
May	1.3174	1.2548	1.2955
June	1.3318	1.2301	1.2932
July	1.2990	1.2000	1.2642
August	1.2171	1.1858	1.2041
September	1.2253	1.1517	1.1953
October	1.2225	1.1653	1.1956
November	1.2229	1.1206	1.1439
December	1.1356	1.0968	1.1165