2020 GEL to XCD Historical Review

YEARLY HIGH

0.9721 XCD

YEARLY LOW

0.7811 XCD

YEARLY AVERAGE

0.8706 XCD

2020 GEL to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GEL to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.9721. Conversely, the yearly low was recorded on March 25, dropping to 0.7811.

This high-to-low spread represents a total annual volatility of 0.1911 XCD. From a start-to-finish perspective, comparing the January average rate of 0.9391 to the December average rate of 0.8204, the exchange rate registered a net change of -12.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9721 was down 5.22% compared to the 2019 peak of 1.0256, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 4,861 XCD

2019 Average 4,806 XCD

Yearly Trough Low 3,905 XCD

Transaction Impact: A difference of 955.28 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9643

0.8010

JanuMarcMayJulySeptNove

GEL to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8949, compared to 0.8463 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0486 points.

H1 Avg (Jan–Jun) 0.8949

H2 Avg (Jul–Dec) 0.8463

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1893 XCD (High: 0.9704 / Low: 0.7811). On the other end, August was the most stable month, with a tight range of 0.0065 XCD (High: 0.8760 / Low: 0.8696).

March Spread (Volatile) ±0.1893

August Spread (Stable) ±0.0065

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0526 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0526

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.9507) against the same month in 2019 (average: 1.0189), the exchange rate shifted by -0.0682 (-6.69%).

2020 Avg (February) 0.9507

2019 Avg (February) 1.0189

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9483	0.9335	0.9391
February	0.9721	0.9351	0.9507
March	0.9704	0.7811	0.9018
April	0.8607	0.8227	0.8492
May	0.8485	0.8393	0.8437
June	0.9161	0.8472	0.8848
July	0.8846	0.8732	0.8795
August	0.8760	0.8696	0.8743
September	0.8789	0.8067	0.8509
October	0.8432	0.8252	0.8380
November	0.8341	0.7902	0.8146
December	0.8259	0.8128	0.8204