YEARLY HIGH
39.4538 XPF
YEARLY LOW
29.4911 XPF
YEARLY AVERAGE
33.7515 XPF

2020 GEL to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GEL to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 39.4538. Conversely, the yearly low was recorded on December 17, dropping to 29.4911.

This high-to-low spread represents a total annual volatility of 9.9626 XPF. From a start-to-finish perspective, comparing the January average rate of 37.3461 to the December average rate of 29.7596, the exchange rate registered a net change of -20.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 39.4538 was down 1.74% compared to the 2019 peak of 40.1542, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 197,269 XPF
2019 Average 189,456 XPF
Yearly Trough Low 147,456 XPF
Transaction Impact: A difference of 49,813.14 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

39.3241
28.8901
JanuMarcMayJulySeptNove

GEL to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 35.8404, compared to 31.6627 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.1778 points.

H1 Avg (Jan–Jun) 35.8404
H2 Avg (Jul–Dec) 31.6627

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 7.2127 XPF (High: 38.7042 / Low: 31.4915). On the other end, January was the most stable month, with a tight range of 0.4951 XPF (High: 37.5839 / Low: 37.0889).

March Spread (Volatile) ±7.2127
January Spread (Stable) ±0.4951

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.5213 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -2.5213

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 38.4546) against the same month in 2019 (average: 39.6363), the exchange rate shifted by -1.1817 (-2.98%).

2020 Avg (February) 38.4546
2019 Avg (February) 39.6363

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 37.5839 37.0889 37.3461
February 39.4538 37.2184 38.4546
March 38.7042 31.4915 35.9333
April 34.9817 33.1697 34.5046
May 34.4447 33.5599 34.0886
June 35.8247 33.2951 34.7153
July 34.7364 32.4764 33.9002
August 32.9621 32.3264 32.6332
September 32.8345 30.3329 31.8743
October 31.7273 31.0261 31.4450
November 31.6367 29.5284 30.3638
December 30.0450 29.4911 29.7596